Single Customer Credit Transfer

MT103 Single Customer Credit Transfer – Service Provider

As a trusted financial service provider, we offer MT103 Single Customer Credit Transfers—a secure, efficient, and fully traceable method for cross-border payments. The MT103 is the standard SWIFT message for international wire transfers, ensuring compliance, transparency, and real-time tracking.

Key Features of Our MT103 Service:

✔ Fast & Secure Processing – Direct SWIFT execution with full beneficiary details.
✔ End-to-End Tracking – Real-time status updates and confirmation.
✔ Regulatory Compliance – Strict adherence to AML, KYC, and global banking standards.
✔ Transparent Pricing – Competitive FX rates with no hidden fees.
✔ Dedicated Support – Expert assistance at every step.

How It Works – Step-by-Step Process

1. Submit Your Customer Information Sheet (CIS)

• Provide the required beneficiary and remitter details (name, account, bank SWIFT/BIC, amount, and purpose).

• Our compliance team reviews the submission for approval.

2. We Send an MT199 (Pre-Advice)

• Before debiting funds, we issue an MT199 pre-advice message to confirm payment readiness.

• Ensures all details are accurate before final execution.

3. We Initiate the MT103 Payment

• Once confirmed, we execute the transfer via SWIFT MT103, delivering:
  ✅ Full remittance details
  ✅ Transparent fees & FX rate
  ✅ Traceable reference number

4. Email Confirmation & Verification

• You receive an email confirmation with payment details for verification.

• Includes SWIFT copy, transaction reference, and expected settlement time.

Who Uses This Service?

• Corporations – Paying overseas suppliers, vendors, or employees.

• Financial Institutions – Facilitating compliant cross-border settlements.

• High-Net-Worth Individuals – Sending large remittances securely.

Why Choose Our MT103 Service?

🔹 Guaranteed Compliance – No delays from regulatory rejections.
🔹 Pre-Advice Safety Check – Ensures accuracy before funds move.
🔹 Full Audit Trail – MT103 + email confirmation for record-keeping.

Ready to initiate a transfer? [Contact Us / Submit Request]

Standard Operating Procedure

1. Client Submission

Action Required:
✅ Submit Customer Information Sheet (CIS) with:

• Sender/Beneficiary details (name, address, account, SWIFT/BIC)

• Transfer amount + currency

• Payment purpose (e.g., "Invoice #12345")
  ✅ Clear all fees upfront (wire/automated deduction)

Validation:

• Automated AML/KYC check (sanctions screening, PEP flags)

• Fraud detection AI scans for anomalies
  
  2. Pre-Advice (MT199) – 24-72 Hours
  Client Approval:

  • Client reviews MT199 via:

    • Bank’s SWIFT portal

    • Secure email (PGP-encrypted)

  • Must respond with signed authorization
    
    3. MT103 Execution

    Upon Approval:
    
    4. Confirmation & Settlement

    1. • Email confirmation

         
         

from 10M to 1B